True Stories Part 4

“Miss Nancy. Miss Nancy. I got in trouble today!”

Immediately the dialog format catches the reader’s attention. Nancy writes about her conversation with the playground bully at the school where she worked as a teacher assistant. The boy complains that the teacher punished him when, “I said a bad word and pushed Tommy because he was making fun of me.”

Nancy commiserates saying, “Getting in trouble isn’t much fun.” Later on she shares her own experience, “One day I figured out that if I didn’t let my sister see me get mad, she wouldn’t make fun of me because I wasn’t getting angry.” At another point she suggests, “We are going to have a secret code. Every time you get angry, flip your retainer in your mouth and that will let me know… I will come over and give you three minutes of alone time to calm down…”

Without a boastful word, Nancy’s essay shows her insight, compassion, tact and creativity.

Junior Year is Important

Junior year is a time of blossoming. In your first two years of high school you learn the lay of the land, make new friends, try out new activities, hit your stride academically. By third year you have mastered the environment and are ready to participate more fully. Choose and concentrate on what you like and what is important to you - in school and out, in music or sports, intellectual pursuits or employment, in service activities or solo hobbies. As you develop who you are, you naturally develop as a college candidate.
Admissions officers pay a lot of attention to junior year.

Here are some key words to help spark some of your own ideas for this year
• Explore. Try something new. Take risks. Be adventuresome.
• Lead. Help shape, run, organize something you enjoy.
• Build. Develop depth. Demonstrate discipline and continuity over time.
• Achieve. If you can – excel. Win a prize, gain recognition.
• Initiate. Start a club or small business. Develop a computer program to solve a problem. Write and publish an article. Teach yourself a language.
• Create. Develop your originality and uniqueness.
• Contribute. Follow through. Participate. Help out. Not only leaders are valued.
• Read.
• Think. How you learn from and reflect on your experience, not only what you do, makes you who you are.

Apply these action verbs to any activity – martial arts or arts, academics, carpentry, scuba diving, church altar service, playing flute or baseball, writing, scouting, fixing cars.



Let me help you during junior year to:
• Recognize your strengths
o Learn simple ways to add to your resume while doing what you enjoy
o Apply the key words to yourself
• Start learning about college choices
o Perhaps widen the options you consider
o Know how to do research on your own
• Understand Standardized Testing and Design your Schedule
o SAT, ACT, SAT II, IB, AP
• Plan which campuses and when to visit
• Gain confidence

Picking Colleges

Colleges and universities in the US do not follow a single pattern. You have real choices when picking a college. When you take the time to explore alternatives, you
• Discover exciting options that you never dreamed exist
• Understand better what suits you
• Apply only to schools you know you like
• Become a stronger candidate

Many students and parents are unaware of the richness and range of possibilities. You may think the only major differences among colleges are size, location and how hard they are to get into. Your assumptions can needlessly limit which schools you consider.

For example, do you believe
• Curriculums are basically similar. The first two years you fulfill requirements in subjects such as science, humanities, social science, and then you pick a major.
• It will cost more to go to a private school than a state school.
• State schools are very large.
• With SAT scores below 1500 there is no point applying to an Ivy League school?

Consider this!

• Many colleges have absolutely no required courses or subjects other than your major. You choose whatever you wish from the catalog, as much or as little math or history as you like, or none at all. (Check out Amherst, Vassar, Brown.)
o Some schools go even further to allow each student to design his own education. Students “contract” individual programs of study with faculty mentors. Rather than emphasize preset courses and content, you focus on independent reading, research projects, tutorials, internships or field work. (Check out Hampshire College, New College of South Florida.)

• Many private universities generously assist students from families of low and moderate income. Some provide merit scholarships regardless of financial need. Your tab could be lower than at a public institution.
o A notable example: parents with incomes below $40,000 are no longer expected to contribute to the cost of their child’s education at Harvard.

• Some state schools have fewer than 5,000 undergraduates. Among them are Fort Lewis in Colorado, University of North Carolina, Asheville, Purchase College, State University of New York, Evergreen College in Washington State.

• Admissions officers at selective, private institutions often have more discretion than their state counterparts. Rather than fill entering classes with valedictorians and students with 1600 SAT scores, they look for applicants who distinguish themselves with their accomplishments, commitments and interests, and personal characteristics.
o Your essay, resume, and interview, and recommendations can be decisive.
o Do not necessarily write off a school because 95% of students have SAT scores higher than yours!

High School "To Do" List - Senior

Senior-year tasks

* Meet with your school guidance counselor early in the year to discuss your plans.
* Continue to develop your advocacy skills and to polish study skills.
* Learn about what faculty members in college will expect from you.
* Continue exploring possible college majors that are consistent with your career goal and your strengths and interests.
* Figure out how you learn best and how this will help you in college.
* Find out how to get accommodations in college. It’s a very different process from high school!
* Role-play talking with professors about your accommodations.
* Explore assistive technology that you may need in college.
* Research the resources in your state to find a college preview event for students with disabilities. If your community has this type of event, plan on attending.
* Role-play college interviews with counselors, family members and teachers.
* Finalize your “Going To College” portfolio so that it contains at least the following:
o Copies of your psychological and educational evaluations
o Transcripts
o ACT or SAT scores
o Your medical records (if appropriate)
o A writing sample or other work samples related to your choice of a major
o Your letters of recommendation from teachers and employers
o The current list of academic accommodations and auxiliary aids and services you may need in college (be sure to include assistive technologies)
* Visit colleges (start early in the year):
o Visit the college Web site and look at the admissions office to see when college tours are offered.
o Be prepared when you visit colleges to write or talk about your experiences.
o Admissions officers will provide information about admissions procedures and financial aid opportunities.
o Take your “Going To College” portfolio with you to share with disability service providers, if appropriate.
o Evaluate the disability services, service provider and staff.
o Talk with college students receiving disability support services about their experiences.
* Compare the various colleges and think about living in the campus community (e.g., housing, social activities, classrooms, leisure activities, services for students with disabilities and athletic activities).
* Apply to two or more of your preferred colleges — choose one that is a “reach” or your “dream” school, one where you expect to be accepted and one where you KNOW you can be accepted.
* Prepare your applications carefully, paying close attention to the instructions and deadlines. Be neat. Be accurate.
* When accepted, consider attending the pre-admission summer program (if available). It will be worth your time and ease the process when classes start in the fall.
* Take the SAT again, if appropriate.
* Send a thank you note to the individuals who wrote you recommendation letters.
* If not done in your junior year, contact the vocational rehabilitation counselor to determine your eligibility for DRS services while in college.

Apply to College

Before you get started, think about how you would answer the following questions.

1. What is the best way for you to manage multiple deadlines?
2. What resources are available in your high school to help you write an impressive personal essay for your college application?
3. What are some advantages and disadvantages of disclosing your disability in your college essay?

Application overview

The college application process can occur over the course of a year. Each college has its own application requirements, form, fees, due dates and acceptance procedures. It is important to keep track of this information in a manageable way.

Getting in

Initially, similar to a job application, it is important to look good on paper. Most college application packets will require the actual completed application, your high school transcripts, your college admissions test scores, a personal essay, a few references and your payment submitted by a particular due date.

Most colleges will have an application form to complete online. You will be asked to attach your essay and other information to the application. Your guidance department will submit your transcripts, so it is critical that you allow enough time for the guidance department to submit your transcripts before the due date of your application. Make sure to have a family member or friend review your application to make sure all sections are completed. It is easy to miss or skip a section. Applications must be fully completed to be accepted.

College Choise - Learning Disabilities

Other important information

In addition to gathering general college information, as a student with a disability, you can also find out about the following...

* Waivers and substitutions: Are there written policies and procedures for course waivers and substitutions? If so, what kind of documentation is required?
* Course load and graduation time: Is priority registration available for students with disabilities? Is it possible to maintain a reduced course load?
* Student groups: Are there specific groups that are designed to assist students with disabilities to network with other students on campus? Are there student leadership/mentoring programs to help students feel connected with other students on campus?
* Supports services: What support services are available to all students? Does the campus have support services specifically for students with your disability?
* Orientation: Are there orientation sessions designed to address disability specific needs of students before entering college? Are these sessions primarily held during the summer, or at the beginning of each semester for new students?

For students with learning disabilities, consider reviewing the books Peterson’s Colleges with Programs for Students With Learning Disabilities or Attention Deficit Disorders and The K & W Guide to Colleges for the Learning Disabled for additional information on support services and specialized programs.

Itroduction to College Planning

Recently I received this question from a parent with a child in High School: Where do I even start preparing for college with my child? I've never been to college and everything is so complex...
I will cover the following topics in the coming weeks:

* Choosing a college – Find a good match for you. By considering key features, you can increase your likelihood for success in college.

* Deciding on a major – Learn what steps you can take to choose a major. To do this you need to find a major that will use your strengths, minimize the areas in which you have difficulty and capitalize on the areas about which you are passionate.

* Applying for college – Figure out what you need to do when applying for college. Each college has its own application requirements, form, fees, due dates and acceptance procedures. You’ll learn the process for applying, tips for writing your essay, how to get your recommendation letters and how to keep it all organized.

* Getting financial aid – Investigate your financial aid options so you are prepared to cover college expenses. You’ll learn how to get financial aid, what aid is available for students with disabilities, how to get scholarships and how to budget your money while in college.

* Taking admission tests – Learn about the SAT and ACT and learn how to prepare for these tests. It’s important to understand how eligible students with disabilities can get accommodations on these tests.

* High school “To Do” list – Learn the steps you need to take in high school to get into college. All of these “To Do” items can seem overwhelming, but by having a plan, you will be better able to get it all done.

College Wait List

In making admissions decisions, colleges generally have three options. They can accept a student, deny the student or put the student on a wait list. If a student is placed on a wait list the college is telling the student that they are not admitted but if not enough students who have been accepted decide to attend, then the student on the wait list may be accepted. In the past, the wait list was generally very limited and used for strong students who the college felt were strong students but not quite as strong as those students who were admitted. Recently, however, colleges have been putting more and more students on a wait list thus in effect putting the students in limbo. The colleges have been doing this in large part because the increase in applications has made it more difficult for the colleges to know which of the students they admit will actually attend the college. By having a large wait list, the college has more options available if too many of the students they admit decide not to attend. So what do you do if you are one of the students placed on the wait list for a college you wish to attend?

First, before deciding what to do with the wait list, review the colleges that have accepted you and decide which would be the best choice for you. Even if you decide to have your name put on the wait list there are no guarantees and you need to make sure you have confirmed attendance at one of the colleges that have accepted you.

Second, review your options before deciding on whether to put you name on a wait list. It may be that your best choice is one of the colleges that accepted you. In that case, don’t worry about getting on a wait list. If you decide that you would like to consider the option of attending the college that put you on the wait list, then go ahead and notify the college that you wish to be on the wait list.

Third, if you put your name on the wait list, how do you improve your chances of acceptance? If there have been any improvements in your grades or any new honors be sure to inform the wait list college of this new information. If the wait list college is your first choice college if accepted, let the college know that fact. If a college accepts students off the wait list, they prefer to accept students who are likely to accept their offers. Students will sometimes want to visit the college again to show their interest in attending the college. Usually, this is a waste of time unless the college requests to interview you or has some other reason to come to campus.

What do you do if placed on multiple wait lists? You certainly can put your name on multiple wait lists. The problem with accepting multiple wait lists is the issue of telling a college that they are your first choice if accepted off the wait list. While many students will tell multiple colleges that they are the first choice if accepted, this really is not ethical. It is better to decide what your first choice college is and accept the wait list for that college. If you want to accept another college’s wait list, do so but don’t tell them they are also your first choice if accepted.

The bottom line to wait lists is to accept the reality that most colleges have many more students offered a wait list position than they would ever have the opportunity to accept. For example, last year Amherst College offered wait list spots to 1261 students of which 565 accepted a spot on the wait list. Only 2 of those students were admitted off the wait list. Some colleges have more students accepted off the wait list and some colleges don’t accept any off the wait list. If you want to know about the college you are considering, ask the college how many people were offered a position on the wait list and how many were accepted off last year’s wait list. That should give you some estimate of how competitive the wait list is at that college.

How Many Recommendation Letters to Send?

Every year I have one or two students that want to send lots of recommendation letters with their college applications. The reasoning is that when applying to selective colleges you need to distinguish yourself and what better way than to send recommendation letters from lots of people.

It is true that it is helpful to distinguish yourself. The way to do that, however, is not with the use of a ton of recommendations. In fact, this is the type of move that will get you noticed but in a negative way.
Colleges know what they want from students to make the admissions decisions. Give them what they ask for and do so in a manner that highlights the strongest you.
If a college asks for two teacher recommendations, then most students should give them exactly that: two teacher recommendations.

There are of course exceptions to every rule. If you are involved in a particular activity that would be enhanced by a recommendation from someone who knows your extensive involvement that may be acceptable. But, before sending an additional recommendation like this, ask yourself, what does this letter add to my application that the reader doesn’t already know. If someone is going to say you are a good kid or a hard worker, do you really need that additional recommendation? Probably not.

If you do think another recommendation will help, do not send a recommendation from someone who does not know you well. For instance, a recommendation from your dad’s buddy who went to the college 30 years ago and who will talk about what a great guy your dad is, will not help. It is the rare case where any alumni recommendation will help you in the admissions process.

When deciding whether to send in a recommendation that isn’t requested from the college, keep in mind the old saying in the admissions world: The thicker the file, the thicker the kid. In plain language, a bigger admissions file is not necessarily a good thing.

2010 State of College Admissions

The National Association for College Admission Counseling just release the 2010 edition of the State of College Admissions. This annual report highlights what is happening in the world of admissions.

Although everyone seems to dwell on the most selective colleges where admissions is incredibly difficult, the average acceptance rate for 4 year selective colleges last year was 66.5%. And while most colleges (65%) did have increases in the number of applications last year, 29% of the colleges reported decreases in the number of applications.

One area where growth continues is in the number of students that submit 7 or more applications. Almost 25% of student fell into this category. Another area of growth is the 26% of colleges that accepted a greater number of early decision and early action applicants.

Another finding of the report that students need to be aware of is that 20% of colleges now place considerable importance on demonstrated interest when making admissions decisions. 76% of colleges said that demonstrated interest played at least some role in admissions decisions.

Next week I will talk some more about the factors colleges are looking at in deciding who to admit.

Online Resources - Selecting and Applying

Selecting and Applying to Colleges

College View
http://www.collegeview.com/

CollegeLink
http://www.collegelink.com/

CollegeXpress
http://www.collegeexpress.com/

U.S. Universities and Community Colleges Page
http://www.utexas.edu/world/univ

Go College
http://www.gocollege.com/

Community Colleges Web Search
http://www.mcli.dist.maricopa.edu/cc

My College Guide
http://www.mycollegeguide.org/

A Better Way: Part 5

Instill Integrity in Admissions

Today's brochures and Web pages for a college's prospective students are little more than advertising. Colleges, which hold themselves out as icons of integrity, need to start acting that way. Each college brochure and Web site should be required to offer consumer information that would enable prospective students to compare colleges:

* The four-, five- and six-year graduation rate, with separate statistics for students with excellent, good, and fair high school records. (You may be surprised to know that nationwide, only 40% of freshmen at four-year colleges make it to graduation, even when given six years. Few other businesses would survive if 60% of their products fell off the assembly line before reaching the end.)

* The amount of growth from freshman year to graduation in writing, reading, math, computing, and information literacy. Again, separate statistics should be provided for students with excellent, good, and fair high school records.

* A grid showing the average cash and loan financial aid for students with different family income, assets, and high school record.

*As Lloyd Thatcher, in "College Admission: Profession or Industry," suggests, "No college, student or school is perfect. Let's be open and upfront with weaknesses as well as strengths."

* It is absurd that a student who wants to apply to Columbia, Northwestern, Penn, Georgetown, Stanford, Yale, and Cornell, must complete seven separate, extremely time-consuming applications. Most colleges are looking for the same thing: academic potential, extracurricular depth, and the ability to contribute to the campus and larger community. A student should be able to apply to any seven schools s/he wishes with one essay, listing of extracurriculars, transcript, and set of test scores submitted to the high school counselor's office on a nationally-agreed on date. The packet would then be e-mailed to any seven colleges designated by the student.

Getting Into College Overview

Getting a college degree is one of the best goals a teen can have. It is, however, also one of the hardest goals to achieve. Here are the steps you can take that will help you achieve the goal of going to college:

• Getting Into College Step #1: Make the Decision
• Getting Into College Step #2: Taking the Right Courses for College
• Getting Into College Step #3: Making the Grade
• Getting Into College Step #4: Choose Which Colleges to Apply
• Getting Into College Step #5: Acing the SAT and SAT II
• Getting Into College Step #6: Filling Out a Successful Application
• Getting Into College Step #7: Paying for a College Degree

Come back each day for another step...

What to Do about Senioritis - Again

How to Get Excited About Finishing Again

Try Out College Early

If your child is interested in pursuing a subject further, and has excelled at her high school classes so far, she should consider taking a class at a local college. This challenge can help her avoid sliding into an academic slump, and stimulate her interest in the possibilities of college.

Another option in many areas is middle college or early college high schools. These schools, normally located on community and four-year college campuses, allow students to spend their last two years taking classes in both college and high school. Early exposure to college classes introduces students to the rigor of college work while easing their transition from high school.

Explore All the Options

Your child's continued commitment to challenge herself and grow will help her to maintain momentum, and make smart decisions about her future. Your child should discuss all her education options with her counselor to create a plan that puts her on the right track for success—throughout her high school years and beyond.

What to Do about Senioritis - Still

Helping Your Child Through Senior Year

Senior year is your child's opportunity to strengthen her skills and broaden her experiences, in school and out, to prepare for all of the challenges ahead. With your encouragement and support, and the help of her teachers, your child's senior year will help launch her on the path to a successful future.

A Challenging Course Load

Your child should take the most rigorous courses available, and be sure to continue taking college-track subjects. She should consider AP® courses, which can also earn her credit at many colleges.

Pursuing Activities

Your child's continued involvement in activities, sports, and volunteer work will help her stay active and focused throughout her final year. In addition, a great internship or career-focused job opportunity can help motivate your child to start considering her career options. Meaningful and significant experiences will help prepare her to make informed decisions about her education and career goals.

What to Do about Senioritis

Help Make Senior Year Count

High school seniors have worked hard for three years, taking tests, completing projects, and preparing for college admission. When senior year rolls around, some students just want to get through college applications and relax before they head off to the college of their choice.

Also known as senioritis, taking it easy senior year may be a nice break for your child, but is likely to do more harm than good.

Not only does senioritis jeopardize your child's chances for success later on in college, it can also affect her grades—and college admissions officers pay close attention to her performance senior year.

College Admission

Many students mistakenly believe that prepping for college ends after the eleventh grade. However, the senior year—the entire senior year—is actually of particular interest to colleges.

Applying

Many college applications (including the Common Application) require your child to list her senior courses, including information about course levels and credit hours. It will be very obvious to the admissions officers if she has decided to take the year off.

Many colleges also include as part of the application a form called the mid-year grade report. Your child's counselor completes this form with first-half grades and sends it to the colleges. It then becomes a crucial part of the application folder.

If Your Child Is Accepted

Many college acceptance letters include warnings to students such as "Your admission is contingent on your continued successful performance." This means colleges reserve the right to deny your child admission should her senior year grades drop.

Mary Lee Hoganson, college counselor for Homewood-Flossmor Community High School, Flossmor, Illinois writes: "It is not at all rare for a college to withdraw an offer of admission when grades drop significantly over the course of the senior year. (I have a folder full of copies of these letters.)"

Strengthen Your Academic Skills

If you think your skills aren't quite up to speed for college, don't give up. Take time to prepare yourself. There are many ways to get a college degree. You just have to take the path that's right for you. Follow these tips:

• Use test score information to see where you need work. Score information from the ACT®, SAT, PLAN, PSAT can tell you what subjects you need help with and what you can do to raise your skills to the next level. Remember, a low score doesn't necessarily mean you're bad in a subject. It just means you haven't mastered the subject yet.
• Work with a tutor to learn what you don't know yet.
• Take a summer or night school class.
• Check out study aids—books, videotapes, audiotapes and computer programs—at your school library, a public library, or a local bookstore.
• Ask your counselor or a teacher about ways you can build your academic skills.

Maximizing Your College Education Investment

The price of four years at a brand-name state university is approaching $75,000. At a brand-name private college, close to $200,000. And most students take more than four years.

With the possible exception of your home, your child’s college education is the largest purchase you’ll probably ever make, especially if you have two or more children. How do you maximize the value of your investment?

Choosing a College

These recommendations integrate the research findings from the Carnegie Foundation combined with my own years of experience as a college and career counselor.

If your child is Ivy caliber and aspires to a career that insists on a designer-label diploma such as investment banking or corporate law, it’s worth paying even the sticker price of an elite private college such as an Ivy or Stanford and certainly the price of an elite public institution such as Berkeley, UCLA, or the University of Virginia. While these schools have large classes taught by research- rather than teaching-focused professors, and these schools can be pressure cookers, the lifetime income and status gains are typically worth it. In addition, students grow a great deal from spending four years around the nation’s best and brightest.

For most other Ivy-caliber students, for example, those aspiring to be physicians, executives, public-interest attorneys, or other careers in a non-profit or government agency, the best payback probably comes from attending an elite public university. There are ample opportunities for challenge by taking difficult classes and honors programs, and the Ivy-caliber student at these institutions will stand out and thus be tapped for campus leadership positions, opportunities to work one-on-one with professors, which in turn, leads to great recommendations and leads on good jobs.

One client I had, for example, turned down Williams College, one of the nation’s most selective to attend UCLA that cost 75 percent less. There, as a brighter star among lesser lights, she stood out and so got leads into a job working for the White House. If she were at Williams, she probably would not have reaped such an opportunity.

If, however, your family income is less than $50,000 a year and are admitted to an elite private college, your child should probably go. In that case, you’ll probably get enough financial aid to justify it.

If your child is not Ivy caliber and your family income is under $70,000, a small private college probably is the wisest choice. You would get little financial aid at a public university and significant aid from the better and well-endowed privates such as Grinnell, Santa Clara, Guilford, Beloit, College of Wooster, and St. Johns (MD and NM). At such institutions, your child will be taught by dedicated accessible teachers in classes small enough to provide detailed feedback on writing assignments, and to require your child to be prepared for class lest he be called on and left dumbfounded. The campus culture at these institutions is also good for promoting student growth as human beings.

If you have a not-Ivy-caliber child and your family income is much more than $70,000, the balance generally tips in favor of attending one of your state’s well-regarded public universities such as Indiana University, Wisconsin-Madison, Penn State, Oregon State, and the Universities of North Carolina and Washington. Consider in-state schools because out-of-state tuition is usually usurious. Why State U? Because for families earning more than around $70,000, the private colleges will offer little aid, and there are ample benefits of the public university: larger choice of courses and professors, more clubs, library and athletic resources, a bigger alumni network. You might ask, “But shouldn’t we decide whether our child should to a large versus small college based on whether he’d feel comfortable in a large college? With a bit of guidance (provided below) it is easy to make a large university feel small and homey enough.

A word about large non-elite private universities such as the Universities of Southern California and Miami, and Boston, Syracuse, and Tulane Universities. These are rarely worth the money. Not only are they nearly as expensive as an Ivy without the prestige, the most frequently taken classes are usually large and taught by research- rather than teaching-oriented professors. If you’re going to spring for the money for a non-elite private college, small one are usually wiser choices.

Be a Smart College Consumer

Consider the following information about a school before you enroll:

• Keep copies of all forms that you submit to the school in a safe place.
• Read and be aware of the implications of all forms before you sign them. Remember -- loans must be repaid and grants are free.
• Financial aid applications are available starting every January 1 -- the earlier you apply for financial aid and scholarships, the more money you may receive.
• Notify your school and lender(s) of any changes in your name, address, or enrollment status.
• Ask for help when you need it. Write down the date and the name of the person who helped you.
• Have your academic and financial aid transcripts sent from the school that you previously attended to the school that you are going to attend.
• If you are denied admission to a college or financial aid, you can appeal. You may also decline any portion of your financial aid offer.
• If you have student loans, you must attend a financial aid exit interview.
• Be certain to contact your lender if you are having difficulty repaying your loans. They may allow you to postpone or reduce your payments.
• Be aware - fees are taken out of your student loans before any loan monies are disbursed.
• Depending on the cost of the school, all of your financial aid may be used to cover tuition and fees.
• Be familiar with the policies of the school regarding registration, withdrawals, refunds, and fee payments. This information can be found in your college catalog.
• If you plan to transfer to another school, you need to check with that institution to verify the acceptance of the credits you are now taking. Some schools participate in articulation agreements with other institutions to ensure smooth transfer for students.
• When the need arises, look for outside resources to help you understand the financial aid, admissions, and scholarship processes.
• Borrow only what you need. Be realistic about what you can repay when you graduate. A repayment calculator can help you decide how much money you can afford to borrow.

Get to Know Your High School Counselor

While your school counselor is there for you if you ever have a problem, he is also there to assist you with college planning. Be sure to make the most of your counselor's help.

Why Should You Get to Know Your Counselor?

Your school counselor plays a big role in helping you with the college planning process. Your counselor can:
• Help you determine your abilities and interests in future educational and occupational choices.
• Make sure you select the right courses and are on the appropriate track for the kind of post-secondary education and occupation(s) you would like to pursue.
• Help you in selecting and registering for appropriate college admissions tests, and then explain the results of these tests.
• Encourage you to participate in college fairs and financial aid workshops.
• Give you information on different schools (entrance requirements, curricular offerings, costs, etc.) and occupations.
• Encourage you to visit college campuses.
• Teach you about early action and early decision admission programs.
• Help you create a timeline, so you won't miss any deadlines associated with the admissions process.
• Write letters of recommendation for you.
• Help you develop interviewing skills and encourage you to participate in college admission interviews.
• Give you information about financial aid, such as scholarships, grants, and student loans.
• Assist or help you find assistance in filling out the Free Application for Federal Student Aid (FAFSA).
• Help you prepare for your transition to college.

How Can You Get to Know Your Counselor?

Because your school counselor can play such a critical role in the college planning process, it is important that the two of you get to know each other. Be sure to:

• Visit your school counselor early. You should develop a relationship with your counselor during your freshman year of high school. This will give your counselor sufficient time to get to know you and your family, and therefore let you know about any college information or pre-college enrichment programs that come up along the way.

• Visit your counselor often. Be sure to visit your counselor at least twice a year during your freshman and sophomore years. Beginning your junior year, you will want to start visiting your counselor a little more often, as college preparation becomes more critical. Visit your counselor at least once a month during your senior year to keep him updated and to ask any questions that may come up.

• Open up to your counselor. In order for your counselor to be able to assist you to the best of his ability and provide a quality recommendation for you, he needs to know who you are. Provide him with a list of your extracurricular activities, jobs, volunteer experiences, etc. Let him know what kind of occupation you are thinking of pursuing. Give him a list of schools that interest you.

Your school counselor is there to assist you in planning for college. However, keep in mind that you shouldn't let your counselor (or your parents, for that matter) do all the work. As the student, you need to be actively involved in planning for your future. Don't forget to send a thank-you note to your counselor at the end of your senior year.

If your counselor is unavailable, and most are not, or if you feel that there is more to be done or more you feel like knowing to prepare yourself for college feel free to read blogs such as this or contact a consultant like me to assist you.